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Nope! Your personal iCloud storage is used to save ALL your information. This makes debugging issues on the development side difficult but it's worth the tradeoff.
Absolutely not. Your location is never monitored or even sent to seventytwo. You were asked to share your location with the app so a location can be saved to a transaction.
You are able to monitor expenses by specific Payees, Categories, and/or Tags.
This is to simplify a budget so when new accounts and payees are created, the budget doesn't need to be updated to account for the new items.
Expense and credit transactions are primarly the types included in the calcuation. There is an option to include "credit card payments", transfers to credit card accounts.
All transactions from the removed account will be permanently deleted. All current budgets monitoring this account will be updated. If you don’t want all the transactions to be deleted and don’t want to see the account in the account list, use the Archive Account feature.
Go to the Accounts tab, click on the three dots in the upper right corner, and select the Show Archived Accounts option.
If transfer from a manual accout to another, add new transaction, tap transfer icon, enter amount, and select from and to account.
Swipe right to left on the transaction you want to delete.
Swipe left to right on the transaction you want to edit.
A few payees will have a location when connected to their financial institution. Otherwise, you will need to manually select a location to associate with a transaction. All future transactions with the same Payee will automatically have that location set for you. This is convenient if you always go to the same coffee shop ☕️.
You are able to see how much you spend by location by going to More tab and tapping the Map row. As you zoom and pan, the amount spent will automatically update. This comes in very handy when you travel and want to see where you went the last time you were in the area.
No problem. Simply pan the map to the desired location, press and hold on the map for about a second, and a pin will be dropped for you.
Yes! To duplicate a transaction, swipe left to right on the transaction row, tap Duplicate. This is extremely handy if you prefer to enter your transactions manually.
Absolutely. When you first opened the app, several default tags were created for you such as Apple Pay, Vacation, PayPal, etc. This is really handy when you want to monitor how much you're spending on eating out while on vacation but not have to create a “Vacation Food” category. You can apply as many tags as you would like to a transaction.
Most transactions will appear within 24 hours.
You can download the app for free from the Apple App Store and manually save transactions, create budgets, accounts, etc. If you want to connect to your financial institutions and have your transactions synced, there are two premium plans to pick from — $3.99/month or $39.99/year.
You will be able to keep and the transactions synced up until the subscrition trial ends. Once the trial ends, your accounts will be disconnected and you will need to manually enter transactions going forward.
The Rule of 72 is a back-of-the-napkin formula that is popularly used to estimate the number of years required to double the invested money at a given annual rate of return.